Identity Theft Essay - 523 Words

Identity Theft Have you ever heard someone complain about their bad credit? Some people create their credit problems on their own, by not paying their bills on time, over exceeding credit card limits or bouncing checks. But some of these people are victims of identity theft. Identity theft can occur to almost anyone, especially with the increase in today?s technology. Identity theft is the action of stealing another person?s personal information. Through identity theft the criminals become the person who?s identity that they are stealing. Through identity theft many victims lose many and get left with bad credit. Especially in today?s times anyone can be a victim of identity theft. It is a crime that can happen anywhere at any†¦show more content†¦The information in the chart was taken from a survey of people who had been victims of identity theft. Some of the people in the survey answered yes to more than one of the choices. (Harris Interactive) Technology and computers are an even easier way for personal information to be stolen. Programs known as spy-ware are implanted on computer systems. Your computer can be infected by a spy-ware program when you visit different websites. Spy-ware programs aim to collect information from your computer as you visit different websites. They sell this information to web site providers, which is one reason why you see multiple pop-up advertisements when you are online. But the information from spy-ware programs can also be used by criminals, looking to steal your identity. Studies have shown that 80-90% of desktops are infected with some sort of spy-ware program. (Connor) Being that the numbers are so high, you have to be careful when accessing websites on the internet. You have to be careful when entering your personal information or credit card information on websites because many of the websites also have spy-ware imbedded in them. You should always look for secure websites before you en ter any information. Another way to keep your self safe from harmful spy-ware programs is by downloading or installing anti-spy ware systems on your computer. When dealing with identity theft you must always be careful with whom or with what youShow MoreRelatedIdentity Theft1365 Words   |  6 PagesThe Dangers of Identity Theft Sharae Ernst IFSM 201 – Summer 2012 8/3/2012 â€Å"Identity theft occurs when someone uses your personally identifying information (PII), like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.† (Fighting Back Against Identity Theft: Federal Trade Commission). According to the Federal Trade Commission, identity theft complaints have decreased since year 2008 (314,521 to 250,854). It is estimated by theRead MoreIdentity Theft993 Words   |  4 Pagesridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problemRead MoreIdentity Theft964 Words   |  4 PagesRasmussen College | Identity Theft | The long term issue | | Caden Ross | 2/17/2013 | Authors Note: This research is for Professor Rob Paixao B234/BUL2241 Section 01 Business Law Course written by Caden Ross on 02/17/2013. | Jeffrey Gerald Jackson, otherwise known as Troy Lee Evans, was arrested on September 4,2012 for identity theft. Mr. Jackson used the identity of Troy Lee Evans to gain employment at Credit Concepts Inc. Mr. Jackson had worked at Credit Concepts Inc. underRead MoreIdentification Theft And Identity Theft947 Words   |  4 PagesOur identity is what makes us unique. It is the individual character or personality of an individual, and when a person is a victim of identity theft, it is this distinct characteristic that is stolen Therefore the victims of identity theft often feel a deep sense of violation as they struggle to reclaim their good names. The government must implement better regulations to help put an end to this crime which is affecting millions of innocent Americans. Until then there are three important waysRead MoreIdentity Theft3413 Words   |  14 PagesIdentity Theft + Fraud= Identity Crime 20 December 2007 There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social securityRead MoreEssay on Identity Theft895 Words   |  4 PagesIdentity Theft This paper will cover the topic of identity theft via the internet, phone and several other schemes. It will identify various ways in which your identity is stolen and ways which you can safeguard yourself from being victimized. I will also report what the Department of Justice is doing and the penalties associated with these crimes. nbsp;nbsp;nbsp;nbsp;nbsp;Identity fraud is use of a persons name, social security number or other personal identifying information. Once armedRead MoreOnline Identity Theft1414 Words   |  6 PagesOnline Identity Theft What is identity? The word itself can have so many connotations, definitions, and subjects tied to it. However, the most basic definition of our identity would be the qualities, beliefs, and baggage that make up each person. An identity is something that each of us have a claim to from the moment we are born to even past our death. Through the recent technology surges however, our most basic claim is now threatened. We have all heard about crime on the streets but with theRead MoreIdentity Theft (Body)2176 Words   |  9 Pagesâ€Å"unneeded† documents. Three months later, when Bob was applying for a car loan, he found that his credit history had been destroyed. He was a victim of identity theft, a crime that often causes people debt, unjustified imprisonment, and murder, being one of the most dangerous, yet easiest, crimes to commit. Identity theft includes other types of fraud and identity related crimes. It is said that today’s society is now living in â€Å"The Age of Betrayal.† Since an incident with a busboy in Brooklyn, noRead More Identity Theft Essay966 Words   |  4 Pagespersonal information is safe on the internet. This is not to say that if you log online your identity will be stolen; however, there are some necessary things to learn to protect yourself. The purpose of my project is to help make people aware of these dangers on the internet and how to protect themselves to the best of their abilities. I chose to focus on â€Å"phishing† a new kind of internet theft where millions of e-mails are sent out to vulnerable consumers. This is a serious dangerRead More Identity Theft Essay2149 Words   |  9 PagesIdentity Theft Law enforcement officials have stated that identity theft crime has been one of the fastest growing crimes in the United States. Identity theft is also one of the fastest growing white collar crimes. This is a serious crime. Identity theft is the act of knowingly transferring or using without lawful authority, a means of identification of another person with the intent to commit, or to aid or abet, any unlawful activity that constitutes a violation of federal law, or that constitutes

Market Growth of Imported Wine in China Free Essays

Market Growth of Imported Wine in China By Yuki Mabuchi Brief Introduction With rapid growth of Chinese GDP over the past few years, China is now the world’s fastest growing wine consumption market and yet still has huge potential as a market growth. Since Wine drinking is considered a healthier alternative to spirits and somewhat trendy, red wine is particularly popular in China. However, 90% of the wine consumed in China is still produced locally, and it is marketed as low price wines. We will write a custom essay sample on Market Growth of Imported Wine in China or any similar topic only for you Order Now Therefore, it is impossible for imported wines to compete with Chinese wines on the price. Each imported wine company are challenged to find their differentiation and own marketing tools. Even though market percentage for imported wines is 10%, the prospects for continued growth are huge because of the rapid increase in wealth and increasing urbanization of the population. The main topic for my research is to analyze market growth of imported wines in China followed by Chinese WTO regulations. The research estimates the impact of market growth according to import tariff rate which declined to 14% since China joined WTO. In addition, all imported wines are subject to a range of additional taxes, duties or fees, such as liquor tax, education tax, value-added taxes and consumption taxes. These taxes, duties and fees are taken into account in the analysis which estimates the impact of a tariff reduction on the retail price of imported wines in China. The research will show statistic analysis of imported wine market from different countries different point of view. Furthermore, the research will concentrate to a specific country such as Australia and New Zealand. In the past five years, Australia has been gradually gaining market share of bottled wines from traditional market leaders including France, Italy and Spain. However, since a zero tariff has been applied to Australia’s neighbor country New Zealand, going forward with Australian wine industry will face challenges. The case study will demonstrate the challenges posed by import tariffs on the Australian wines sector by comparing New Zealand wine market in China. Outline Arrangement of every section; I. Introduction * Explain why this topic is interesting which is to study market structure of imported wines from different countries and their competition and challenges for having tariffs and taxes in China. * Explain how I will distribute this research which will include statistics of imported wine products or company in China and graph of market growth. II. Literature review * Development of imported wine market since China joined WT? ?. WTO Regulatory Overview 1. Import Tariff on wine 2. Import duty and taxes 3. Labeling Regulations 4. Intellectual Property IV. Market Overview 1. China wine market size 2. Consumer profiles 3. Distribution Channels * Economic analysis of how import duties affect price on the imported wine. * Statistic analysis by different country’s wine distribution V. Australian wine VS New Zealand wine * Introduction of Australian and New Zealand wine Statistic analysis on both market in China * The impact of trade size after zero tariff on New Zealand * Challenge of Australian wine VI. Conclusion * Prediction of market growth for imported wine in the future. * Challenge of future achievement and fight between local produced Schedule of my thesis Plan to finish in 4 months period * December/January – Find as many materials as possible and group all the materials by section and take memos * January / February – Write thesis * March / April – Finalize thesis w = 1 * ROMAN Iith supervisor How to cite Market Growth of Imported Wine in China, Essay examples

Money and Its Values free essay sample

The Big Secret Our intention is to help you open the doors to your own amazing wealth. We will share some of the keys and ancient secrets the wealthy have used for centuries to get ahead and stay ahead. Today we want to tell you the BIG SECRET What is the one thing that determines whether you live a rich, successful life? Is it the school you went to? Well, there are a lot of doctors, lawyers and top tier MBAs wishing that were true. Is it whether your parents were rich or poor? The history of the world is told, it seems, by those bold and daring folks that came from humble eginnings to make a rich and lasting contribution to the wealth of humanity. Is it what country, station, race, gender or religion you were born to? Gandhi, George Washington Carver, Carrie Nation, Sam Walton, even the Beatles testify to the folly of such thinking. The big secret to wealth is and always has been very simple. So simple in fact that we have for centuries ignored its effectiveness. And when you hear it now, you may be tempted to discount it as a homily or even a remnant of religious thinking. The truth is we use this secret in a very specific and systematic way to become Rich Beyond Our Wildest Dreams. And you can too. Ask and Receive. Thats the big secret. You can have anything you want, all you have to do is ask correctly and be willing to receive. It took us from a 2nd personal bankruptcy to a rich and happy life. Regardless of where you start, the simple system we teach can help you live the life of your dreams. Tomorrow we will tell you a few tricks about money. Good Luck and Great Adventures Lesson 2 Money Is Only A Means Most everyone obsesses about money. We all watch the stock market even if we dont own many stocks. We worry if the Real Estate market goes up or down, depending on whether we own real state or want to buy it. We are overwhelmed with ads for all kinds of financial experts who tell us to put the first 10% of our income away for ourselves first. One friend said, I guess thats so I can pay the light bill next month.   And of course we all think we pay the IRS way, way too much. In the book Im Rich Beyond My Wildest Dreams. I am. I am. I am. Tom and Penelope say, Never, never never ask for money. How can that be if the world runs on money? Well it doesnt. Money is our means of exchange. It isnt a cure for unhappiness or ill health or loneliness. We trade money for things. Thats all. Sometimes you dont even need money. In fact, with the Rich Dreams system you get what you ask for by MEANS over which you have no control. Heres an example: Shelly lives in Austin, Texas and was in the process of selling her house. She had a buyer, but the process had taken several strange twists. As a result Shelly was practically homeless. She put all her furniture into storage and moved her family into their travel trailer waiting for her house to close. That was two months ago. Theyre over the travel trailer, but they need the house to sell to get the funds for a new place. Using the Rich Dreams Success System she wrote the following parameters for her new home. My new home is a two story house. It is in a good neighborhood. It is made of Austin stone. There is a separate guest house for my son. (Hes 15. ) It has a beautiful view. It is secluded. It has lots of windows. My new home has the proper energy for me to finish my novel. It is easily paid for. My house finds me. I write many books in my house. OK, now heres the part that may shock you to your core. Four days after she wrote that list Shelly moved into that exact home. WOW! Four days. And listen to this t literally found her! Without Shellys knowledge a friend was talking to another friend who said, Oh, I wonder if Shelly would move into my spare house. Id feel much better if somebody was in it. It is a secluded, two-story house in an upscale neighborhood, with a magnificent view, Austin stone, and one whole wall made entirely of glass. In back is a servants quarters for her son and now for the kicker I couldnt believe this one. The owner is a woman author who wrote two very successful books in that house. So Shelly will certainly have the right energy for writing books. Plus are you ready for this not only is the house furnished, it does not cost her one red cent. It is totally FREE. Shelly didnt need money. All she had to do was ask and be willing to receive. What do you want? Use this system and you can have everything you want. Good Luck and Great Adventures Lesson 3 Vacations Are Worth Their Weight In Gold Vacations can be more than a needed break. They can be a great tool for increasing your wealth. When you detach or let go of your day to day problems it gives the Universe a change to make things happen in your life. You dont have to do it all. Not in this system. In the Rich Dreams Success System we ask and the Universe provides. Delivery is included. But the big trick is letting go, which is why vacations are so incredibly valuable. They are, that is, if you really, truly let go. Vacation time can, of course, be anything but fun. Have you ever waited so long and planned so hard and then lost your luggage or your wallet? So many TV commercials remind us of how terrible it would be to lose something valuable. We spend so much effort and time trying to make the trip perfect that it can never measure up. The family reunion that finally makes us all the perfect family never happens. The Great Getaway that changes our lives forever is mostly fiction. The idea is to enjoy what you do have regardless of the imperfections. I just returned from two weeks away and I can attest to almost falling into those pitfalls. Throughout my time with old friends and family I stayed focused each day. I let God take care of all the details. The real vacation is in the detachment. Each time I started on a new leg of my journey, I took the time to write down particulars about the flight, my luggage, rental car, the works. Then I detached and remembered to breathe a lot. I had a wonderful time for the most part because I didnt muck it up with unreasonable or unrealistic expectations. To recreate and vacate (leave) truly means that we need to let go of all the control and truly rest. I think vacation time is designed to help us perfect our ability to detach. Fun, rest and relaxation is an essential part of getting everything you want in life. So dont wait for a vacation to do it. Enjoy every day as much as you can. Dont wait for that once a year time to recharge and renew. Take some special time for yourself and your family today. Let the Universe take control of your life. Taking real vacations assures that you live everyday rich beyond your wildest dreams. Good Luck and Great Adventures Lesson 4 Anytime Spring Cleaning There is one powerful principle which you can use to speed your success along. It is the Vacuum principle which simply stated says that nature hates a vacuum. That means all you have to do to bring more good into your life is to clear out that which is no longer useful to you. Or as we think of it Making Room for Your Good. Rich Dreamers write lists all the time. Have you noticed hat some of the things you have asked for are a little slow in showing up? This may be due to a number of various factors like blocking your good, chemicalization or divine timing. It may however be something very simple. Something a little getting rid of the cobwebs can fix. If you dont have room for your good, you need to do some Spring Cleaning. Time to Clean Up and Clear Out! Try cleaning out your personal spaces closets,   cabinets, desks, drawers, garage, basement and gardens. Get rid of old or never worn clothes, household items, toys. If you havent used something or worn it in a while, let it go. You dont need it anymore. At work throw out or store old files and half-finished projects. Doing this activity not only makes you feel fresh and revived, it helps you discover new things that you want. So often we continue to keep things that have lost their usefulness out of habit or a false sense of comfort. The wonder of this is the creation of a vacuum. Nature and the Universe hates a vacuum so now there is room for the new, fresh things that you have requested to rush into your life. Remember that when you do clean up you are digging around in old energies. So you may very well stir up old arguments or ill feelings. A warm shower washes all that far, far away. Are there people in your life that you may need to let go? Could there be friends and acquaintances that you have held on to that you suspect are not for your highest good? We have all experienced this and while it can be painful we usually see the truth of our decisions   in time. We need to be surrounded with positive, affirming like minded people who encourage the changes and progress we are making. Release the negative, destructive ones so you can spend less of your energy trying to make those people fit into your new life and attitude. Activities need to be reexamined too. Do you still feel energized by the way you spend your free time? Are you refreshed by your diversions? Maybe you need to write down some new ideas for fun and relaxation. Remember the last lesson about vacations. We all need and deserve it! While you are cleaning and clearing remember your computer. If youre like me there are hundreds of   old emails and messages that need to go. Make room for new information and words of encouragement. By doing these simple things you will feel lighter and ready for all the Good that the Universe has to offer. Lesson 5 Divine Timing It doesnt matter what you want, you can have it. A new car, a home in the country, a slim trim and healthy body it can all be yours for the asking. The only thing is that you dont get control over when you get it. Thats up to the Universe. Lets assume youve diligently written down your requests. Youve seen them in your life and then you detached, but you dont get everything immediately. So why dont you get everything you asked for NOW! You want it yesterday, right? What is the hold up! The hold up is youre probably not ready. Id like to share a very personal story about this process. I have been challenged with weight problems since our last child was born, about twenty-two years ago. When we began to write the book, Im Rich Beyond My Wildest Dreams. I am. I am. I am. we were in a good weight loss cycle. Tom even mentions that we were lighter and healthier than ever. But as so many other times in my life, I was not able to sustain that program and over the next five years I lost and gained close to one hundred pounds. I felt like I was asking for this to happen in my life the right way. Im slim and trim and healthy. I am I am I am is a song I sang regularly. I was following all the rules of enthusiasm and detachment and still the permanent weight loss alluded me. I never quit desiring this change in my life, but no matter what I did or how hard I tried, no weight loss plan worked for very long. I was embarrassed and frustrated. We were supposed to be examples of success and I felt more like a failure. Like I was doing something wrong. About a year ago I finally let this feeling go and decided I would be happy with who I am. I remember the day, vividly. It was my first day home after emergency surgery, September 11, 2001. Two wake up calls were enough for me. I was happy to be alive and I let go. Of course, once I detached the Universe could go to work. Divine Timing must have kicked in. One morning about six months later I awoke and instinctively knew that this time would be different. The energy for true and lasting weight loss was finally there. Over the course of a few weeks my support system was built. I met the people I was meant to meet and I found a system for me. The Universe provided everything that I need to succeed. The system is, pardon the expression, a cake walk. I have more energy than ever before. I approach exercise as a joy for the very first time in my memory and everyone is seeing less of me when we meet. Much less of me. The message that I want you to take from my example is this Never give up on your desire, but do give up planning for it to happen on your schedule. Detach and let Diving Timing take over. We know that we have to grow and change and become the person that can handle the desires we seek. Trust the Universe to know the correct time for that to happen. Live your dreams every day. And watch for the first Bonus Lesson 6 coming tomorrow. Call: +234(0)7038710161 Bello John